As many wait anxiously for the Supreme Court rulings regarding the Patient Protection and Affordable Care Act (PPACA) (P.L. 111-148), the nation’s largest insurer made a surprise announcement that no matter how the court rules, they plan on keeping reform related provisions that have dominated the headlines for the past few years. Namely, UnitedHealthcare plans on continuing provisions that:
- Provide customers preventive health-care services without co-payments or other out-of-pocket charges;
- Provide parents the ability to keep adult children up to age 26 on their plans;
- Prohibit lifetime limits on insurance payouts;
- Prohibit rescinding insurance to individuals after they become ill.
Whether PPACA’s rules regarding premium increases are also adopted remains to be seen, and to date no other insurance company has announced anything similar. As we gear up for the impending decision and opinions, UnitedHealthcare has certainly added an interesting new dimension to the topic.